BEST DEBIT CARDS IN INDIA 2019

Debit cards are basic payment cards which can be used to make payments instead of cash. Unlike a credit card, money is transferred directly from the cardholders account. Also the customer does not have to pay interests or make a repayment schedule. They act as ATM Cards for instant withdrawal of cash.They are also used for online transactions like mobile banking and net banking. Merchants in India offer different type of cards.Let’s have a look at some of the debit cards in India.

1.SBI Debit Card

Enjoy the priviledge of cashless shopping with SBI Classic Debit Card at an annual charge of Rs.250 and earn FreedomRewardz points on your purchases.

KEY FEATURES:
  • More than 5 Lakh outlets in India.
  • Online payments using secure Master Secure Code and Verified by Visa.
  • Earn 1 FreedomRewardz point for every Rs. 200/- spent on shop, dine out, fill fuel, book travel or spend online.
  • Earn Bonus points on the first three purchase transactions(50 bonus pts on 1st transaction, 50 on second and 100 on third transaction) within one month of issuance.
  • Get a daily cash withdrawal limit between a minimum of Rs 100/- up to a maximum of Rs 40000/-.
  • E-Commerce transactions are set to a maximum limit of Rs.50,000.
  • Get instant SMS alert on all transactions for better tracking.
  • Replace your card with a fees of Rs.300.

2.AXIS BANK ONLINE REWARDS DEBIT CARD

Withdraw cash from your account and receive exclusive benefits, from free movie tickets to restaurant discounts at an annual fee of just Rs.500.

KEY FEATURES:
  • Get 2500 Loyalty Points worth Rs.500 on your first purchase within one month of card issuance.
  • Get daily cash withdrawal limit of Rs.50,000 and purchase limit of Rs. 5,00,000.
  • Get 2500 Loyalty Points worth Rs.500 on your first purchase within one month of card issuance.
  • Earn 3 reward points with every Rs 200 spent.
  • Vouchers worth upto Rs 1000 annually.
  • Reward of 10% discount on Book My Show.
  • Get personal accident cover worth Rs.5 Lakhs.
  • A cross-currency mark-up of 3.5% will be levied on all international transactions.
  • Issuance fee of Rs.500.

3.ICICI BANK CORAL DEBIT CARD

The card offers the most exciting features for dining, entertainment and shopping endeavors. The rewards are available at a joining fee of Rs 599 and an annual fee of Rs 599 with extra charges.

KEY FEATURES:
  • Buy 1 Get 1 free movie tickets at bookmyshow, Carnival Cinemas multiplexes, INOX Movies multiplexes.
  • Maximum 2 tickets upto Rs.250 per card per month.
  • Get up to 15% off on dining at over 2500 restaurants in India.
  • Complimentary airport lounge access.
  • Zero Surcharge on Fuel Purchases.
  • Earn PAYBACK Points from ICICI Bank Rewards on Debit Card purchases.
  • With a daily withdrawal limit of Rs 1 Lakh.
  • With a daily purchase limit of Rs 2 Lakh for domestic and Rs 1.5 Lakhs for international purchases.
  • Get complimentary Air Accident Insurance of ₹ 20 Lacs and Personal accident Insurance of Rs 10 Lacs.
  • Complimentary wallet protection and emergency assistance.
  • Re-issuance charge of Rs 200.

4.HDFC BLACK PLATINUM DEBIT CARD

The card offers various rewards and let the customers to save in more than one way at an annual fee of Rs 750.

KEY FEATURES:
  • Get 1% cashback upto a maximum of Rs 750 per month at selected outlets.
  • Get daily withdrawal limits of 1 Lakh and shopping limits of 5 lakhs.
  • Get Free Personal Accidental Death Cover of up to Rs. 10 lacs.
  • Get access to 2 complimentary Clipper lounges per quarter at airports across India. 
  • Be insured by death cover upto Rs. 10 lakhs.
  • Get International Air Coverage of flat Rs. 1 crore.
  • Get assured sum of 2 lakhs for loss of checked baggage.
  • No liability for any fraudulent point of sale transactions taking place 90 days prior to reporting the card loss.

5.HDFC BLACK IMPERIA DEBIT CARD

The HDFC Black Imperia Debit Card provides a whole new world of banking benefits exclusively for you.The card is designed for those who want to save while shopping. Enjoy your shopping at an annual fee of Rs.750 (Exclusive of Taxes).

KEY FEATURES:
  • Get 1% cashback upto a maximum of Rs 750 per month at selected outlets.
  • Get daily withdrawal limits of 1 Lakh and shopping limits of 5 lakhs.
  • Death Cover by Air,Road or Rail of Rs. 12 lacs.
  • 1 CashBack point on every Rs. 200 spent on Supermarket & Restaurants.
  • No Fuel Surcharge for the transactions done on HDFC Bank swipe machines.
  • Sum of Rs.2 Lakh for fire or burglary of the items purchased under 6 months by debit card.
  • Assured sum of Rs 2 Lakh for loss of checked baggage.
  • Zero liability to any fraudulent Point of Sale transactions on the debit card,occuring 30 days prior to reporting the card loss.

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