Shopping credit cards are one of the most used credit cards in India. There are a lot of banks in India which provides numerous offers and rewards for day to shopping at various online or offline stores.Let’s have a look at some of the best shopping credit cards to help you decide which suits you……
1.ICICI Amazon Pay Credit Card
ICICI Bank in association with Amazon Pay and Visa has launched the ICICI Amazon Pay Credit Card. This credit card has lifetime free validity i.e. there is no joining fee or annual fee on the card. The cashback is automatically credited into the user’s Amazon Pay account.
- Amazon Prime customers earn 5% back on Amazon.in
- Non-prime customers earn 3% back on Amazon.in
- Earn 2% back on 100+ Amazon Pay partner merchants by using this card on Amazon Pay .
- Earn 1% back on other payments.
- Cardholders can avail 15% minimum discount at over 2500+ restaurants across India.
- Waiver of 1% on fuel surcharge.
- It has an embedded microchip to provide security against duplication and counterfeiting of card Amazon Prime customers earn 5% back on Amazon.in.
2.AXIS BANK BUZZ CREDIT CARD
- Avail Flipkart Gift Voucher worth Rs.1000 on making 3 purchases within first 45 days.
- Get 10% instant discount on Flipkart from 1-5th each month.
- Get 5% instant discount on Flipkart from 6-31th each month.
- 2 Axis eDGE reward points on every Rs.200 spent.
- 3 Axis eDGE reward points on online shopping.
- Get min 15% on partner restaurants in India.
- Get Fipkart gift Vouchers worth upto Rs. 7000 annually on milestone. spends.
- Big credit card purchase can be converted in EMIs at transactions over Rs.2500.
3.SBI Simply Click Credit Card
SBI Simply Click Credit Card is in collaboration with Amazon India, BookMyShow, Lenskart, Cleartrip, and Ola cabs.
- Get 10X reward points for online purchases made at partner stores including Amazon, Cleartrip, BookMyShow, FoodPanda, UrbanClap, and Lenskart.
- 5X rewards on all other online spends.
- The annual fee of Rs.499 is waived on a minimum spend of Rs.1 lakh annually.
- 1 reward point for every Rs.100 on all spends.
- Bag Cleartrip e-vouchers worth Rs.2,000 each on annual online spends of 1 lakh and 2 lakhs.
- 1% fuel-surcharge waiver (max. 100/month) for transactions between Rs.500 and Rs.3,000.
- Welcome voucher worth Rs.500 from Amazon on joining.
- Interest rate up to 3.35% per month or 40.2% p.a.
4.HDFC Moneyback Credit Card
This card ensures that more purchases lead to greater savings. One can also consider this as earning money on shopping.
- 2 Reward Points for every Rs. 150 spent.
- Redeem cashback of Rs.20 for 100 Rewards point.
- 1% Fuel Surcharge waived off on fuel transactions ( Minimum transaction of INR 400, Maximum Cashback of INR 250 per statement cycle).
- 2X reward points on online spends.
- Spend Rs.50,000 in a Quarter and get Rs.500 e-Voucher.
5.Paytm First Visa Credit Card
Paytm First Card is a credit card exclusive for Paytm customers started in partnership with Citi Bank. Customers can apply for the card on Paytm app.
- 1% Cashback on all transactions.
- Upto 15% discount at Partner Restaurants
- Get 2 Movie tickets at the price of 1 ticket
- Get amazing offers from Reliance digital, Zomato, Big Basket, Microsoft, Yatra, Swiggy and many more brands.
- Cardholders can enjoy an exclusive offer worth Rs. 6,000 on women’s formals.
- Customer can avail discount up to Rs. 2400 on The Man Company products.